/* ============================================================
   SBA Loan Eligibility Checker — styles
   ============================================================ */
:root {
  --navy: #0d2440;
  --navy-2: #123a5f;
  --blue: #1a5fb4;
  --blue-dark: #12448a;
  --blue-light: #e8f1fc;
  --green: #0e9f6e;
  --green-light: #e6f7f0;
  --amber: #b45309;
  --amber-light: #fdf3e3;
  --red: #b42318;
  --red-light: #fdecea;
  --ink: #1c2733;
  --muted: #5b6b7b;
  --line: #e3e9f0;
  --bg: #f5f8fc;
  --card: #ffffff;
  --radius: 14px;
  --shadow: 0 2px 10px rgba(13, 36, 64, .06), 0 12px 32px rgba(13, 36, 64, .08);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

.container { max-width: 1080px; margin: 0 auto; padding: 0 20px; }
.container.narrow { max-width: 820px; }

h1, h2, h3 { line-height: 1.25; color: var(--navy); }
h1 { font-size: clamp(1.9rem, 4vw, 2.6rem); margin: 0 0 12px; }
h2 { font-size: clamp(1.4rem, 2.6vw, 1.8rem); margin: 0 0 10px; }
h3 { font-size: 1.05rem; margin: 0 0 6px; }
p { margin: 0 0 12px; }

a { color: var(--blue); }

/* Header */
.site-header {
  background: var(--navy);
  color: #fff;
  position: sticky;
  top: 0;
  z-index: 50;
}
.header-inner { display: flex; align-items: center; justify-content: space-between; padding-top: 14px; padding-bottom: 14px; }
.logo { color: #fff; text-decoration: none; font-weight: 800; font-size: 1.05rem; display: inline-flex; align-items: center; gap: 8px; }
.logo-mark {
  background: var(--green);
  color: #fff;
  font-size: .72rem;
  padding: 3px 7px;
  border-radius: 6px;
  letter-spacing: .5px;
}
.site-nav { display: flex; gap: 18px; }
.site-nav a { color: #cfe0f5; text-decoration: none; font-size: .92rem; }
.site-nav a:hover { color: #fff; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
  padding: 44px 0 60px;
  text-align: center;
}
.hero h1 { color: #fff; }
.eyebrow {
  display: inline-block;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.22);
  color: #cfe0f5;
  font-size: .82rem;
  font-weight: 600;
  padding: 5px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
}
.hero-sub { max-width: 720px; margin: 0 auto; color: #d7e4f4; font-size: 1.05rem; }

/* Tool card */
.tool-wrap { margin-top: -34px; padding-bottom: 24px; }
.tool-card {
  background: var(--card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 28px;
  border: 1px solid var(--line);
}
.tool-sub { color: var(--muted); margin-top: 0; }

.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin: 20px 0; }
.field { display: flex; flex-direction: column; }
.field-full { grid-column: 1 / -1; }
.field label { font-weight: 600; font-size: .92rem; margin-bottom: 6px; color: var(--navy); }
.field select {
  width: 100%;
  padding: 12px 14px;
  font-size: 1rem;
  border: 1.5px solid var(--line);
  border-radius: 10px;
  background: #fff;
  color: var(--ink);
  appearance: auto;
  transition: border-color .15s ease, box-shadow .15s ease;
}
.field select:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26,95,180,.15); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 24px;
  font-size: 1rem;
  font-weight: 700;
  border-radius: 10px;
  border: 0;
  cursor: pointer;
  text-decoration: none;
  transition: transform .1s ease, box-shadow .15s ease, background .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-lg { width: 100%; padding: 16px; font-size: 1.08rem; }
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-dark); box-shadow: 0 8px 20px rgba(26,95,180,.3); }
.btn-ghost { background: #fff; color: var(--navy); border: 1.5px solid var(--line); }
.btn-ghost:hover { border-color: var(--blue); color: var(--blue); }

.microcopy { font-size: .82rem; color: var(--muted); margin: 10px 0 0; text-align: center; }

/* Results */
.results-wrap { padding: 28px 0 10px; }
.results-card {
  background: var(--card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  padding: 28px;
}
.results-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-bottom: 18px; }
.results-sub { color: var(--muted); margin: 0; }

.rating-badge {
  font-weight: 800;
  font-size: .9rem;
  padding: 8px 16px;
  border-radius: 999px;
  white-space: nowrap;
}
.rating-high { background: var(--green-light); color: var(--green); }
.rating-medium { background: var(--amber-light); color: var(--amber); }
.rating-low { background: var(--red-light); color: var(--red); }

.results-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; margin-bottom: 22px; }
.result-block h3 { color: var(--navy); margin-top: 0; }

.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 12px; }
.chip {
  background: var(--blue-light);
  color: var(--blue-dark);
  font-weight: 700;
  font-size: .85rem;
  padding: 6px 12px;
  border-radius: 999px;
}
.loan-notes { margin: 0 0 18px; padding-left: 18px; color: var(--muted); font-size: .92rem; }
.loan-notes li { margin-bottom: 6px; }
.amount-range { font-size: 1.25rem; font-weight: 800; color: var(--navy); margin: 0; }

.checklist { list-style: none; margin: 0; padding: 0; }
.check-item { display: flex; gap: 10px; align-items: flex-start; padding: 8px 0; border-bottom: 1px solid var(--line); }
.check-item:last-child { border-bottom: 0; }
.check-icon { font-weight: 900; line-height: 1.4; flex-shrink: 0; }
.check-ok .check-icon { color: var(--green); }
.check-warn .check-icon { color: var(--amber); }
.check-no .check-icon { color: var(--red); }
.check-note { display: block; font-size: .84rem; color: var(--muted); }

/* CTA cards */
.cta-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
  border-radius: 12px;
  padding: 20px 22px;
  margin-bottom: 18px;
}
.cta-primary { background: var(--blue-light); border: 1px solid #c9dcf5; }
.cta-secondary { background: #f7f9fc; border: 1px solid var(--line); }
.cta-copy { flex: 1 1 320px; }
.cta-copy h3 { margin-bottom: 4px; }
.cta-copy p { margin: 0 0 4px; color: var(--muted); font-size: .93rem; }
.cta-disclosure { font-size: .8rem !important; }
.btn-cta { background: var(--blue); color: #fff; padding: 14px 26px; font-size: 1rem; }
.btn-cta:hover { background: var(--blue-dark); }
.btn-ghost { }

/* Social proof */
.proof-strip {
  background: var(--green-light);
  border: 1px solid #c5eadb;
  color: #0b5c42;
  border-radius: 12px;
  padding: 12px 16px;
  font-size: .92rem;
  font-weight: 600;
  text-align: center;
  margin-bottom: 18px;
}
.proof-strip span { font-weight: 800; }

/* Email capture */
.email-box {
  background: var(--navy);
  color: #fff;
  border-radius: 12px;
  padding: 22px;
  margin-top: 8px;
}
.email-box h3 { color: #fff; }
.email-box p { color: #cfe0f5; }
.email-box form { display: flex; gap: 10px; flex-wrap: wrap; }
.email-box input {
  flex: 1 1 240px;
  padding: 13px 14px;
  font-size: 1rem;
  border-radius: 10px;
  border: 1px solid rgba(255,255,255,.3);
  background: rgba(255,255,255,.95);
}
.email-box .btn { }
.email-box .cta-disclosure { color: #8fa8c4; margin-top: 10px; }

.results-actions { text-align: center; margin-top: 16px; }

/* Sections */
.section { padding: 44px 0; }
.section-alt { background: #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }

.steps { padding-left: 20px; color: var(--muted); }
.steps li { margin-bottom: 10px; }
.steps strong { color: var(--navy); }

.tips { padding-left: 20px; color: var(--muted); }
.tips li { margin-bottom: 8px; }

/* Comparison table */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 12px; background: #fff; }
.compare { width: 100%; border-collapse: collapse; min-width: 640px; }
.compare th, .compare td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); font-size: .92rem; vertical-align: top; }
.compare th { background: var(--navy); color: #fff; font-size: .85rem; text-transform: uppercase; letter-spacing: .4px; }
.compare tr:last-child td { border-bottom: 0; }
.compare td strong { color: var(--navy); }

/* FAQ */
.faq-item {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  margin-bottom: 10px;
  padding: 0 18px;
}
.faq-item summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--navy);
  padding: 14px 0;
  list-style-position: inside;
}
.faq-item p { color: var(--muted); padding-bottom: 14px; margin: 0; }

/* Footer */
.site-footer { background: var(--navy); color: #a9bdd4; padding: 30px 0; font-size: .88rem; }
.site-footer a { color: #cfe0f5; }
.footer-links { margin: 10px 0; }
.site-footer .microcopy { color: #7d94ad; }

/* Floating CTA */
.floating-cta {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #fff;
  border-top: 1px solid var(--line);
  padding: 12px 16px;
  box-shadow: 0 -4px 16px rgba(13,36,64,.12);
  z-index: 999;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
}
.floating-cta[hidden] { display: none; }
.floating-btn { flex: 1 1 auto; max-width: 560px; padding: 14px; }
.floating-close {
  border: 0;
  background: transparent;
  color: var(--muted);
  font-size: 1.5rem;
  line-height: 1;
  cursor: pointer;
  padding: 4px 8px;
}

/* Responsive */
@media (max-width: 760px) {
  .form-grid { grid-template-columns: 1fr; }
  .results-grid { grid-template-columns: 1fr; }
  .cta-card { flex-direction: column; align-items: stretch; text-align: center; }
  .cta-copy { flex-basis: auto; }
  .site-nav { gap: 12px; }
  .results-head { flex-direction: column; }

  /* 导航项多时（文档清单页有 5 个）必须允许换行，
     否则 flex 不换行会把 header 撑破 → 整页出现横向滚动。
     flex-wrap 只是让溢出止步于 nav，不会影响其他布局。 */
  .header-inner { flex-wrap: wrap; row-gap: 10px; }
  .site-nav { flex-wrap: wrap; row-gap: 8px; }
  /* 窄屏下导航项给出可点击高度（原来仅靠行高，触摸目标偏小） */
  .site-nav a { padding: 4px 0; }
}
/* ============================================================
   Article pages + homepage guide cards
   ============================================================ */
.article-page { background: #fff; }

.breadcrumb { color: #cfe0f5; font-size: .86rem; margin: 0 0 10px; }
.breadcrumb a { color: #cfe0f5; text-decoration: underline; }

.article-body { padding-bottom: 12px; }
.article-body h2 { margin-top: 34px; }
.article-body h3 { margin-top: 22px; color: var(--ink); }
.article-body ul, .article-body ol { color: var(--muted); }
.article-body li { margin-bottom: 8px; }
.article-body strong { color: var(--navy); }

.updated-note { font-size: .84rem; color: var(--muted); background: #f2f6fb; border: 1px solid var(--line); border-radius: 10px; padding: 10px 14px; }

.cta-inline { margin-top: 28px; }

.article-card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 18px; margin-top: 20px; }
.article-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: transform .15s ease, box-shadow .15s ease;
}
.article-card:hover { transform: translateY(-2px); box-shadow: 0 6px 18px rgba(13, 36, 64, .12); }
.article-card h3 { margin: 0; }
.article-card h3 a { color: var(--navy); text-decoration: none; }
.article-card h3 a:hover { color: var(--blue); }
.article-card p { color: var(--muted); font-size: .92rem; margin: 0; }
.article-card .card-link { margin-top: auto; font-weight: 600; font-size: .92rem; }