Terms of Use

Last updated: August 6, 2026

Acceptance of these terms

By using SBA Pre-Qual Checker, you agree to these terms. If you do not agree, please do not use the site.

Educational tool only

The checker provides an estimate of whether a small business might fit common SBA program benchmarks. It is provided for educational and informational purposes only and is not an application for credit, a loan offer, or financial advice. This site is not a lender and is not affiliated with the U.S. Small Business Administration (SBA). Lenders make final decisions based on full underwriting.

No guarantee of accuracy

SBA program requirements, lender policies, and loan terms can change. While we work to keep the tool up to date, we make no guarantee that every figure or conclusion is complete, accurate, or current. You are responsible for verifying information with the SBA or a qualified professional before relying on it.

Affiliate disclosure

Some links to lenders are affiliate links. We may earn a commission if you apply or sign up through them, at no extra cost to you.

Acceptable use

You agree not to misuse the site — for example, by attempting to disrupt the service, scrape content at scale, or misrepresent the tool as official SBA or government material.

Intellectual property

The content, design, and code of this site belong to us. You may not republish or redistribute them without permission, except for personal, non-commercial use.

Disclaimer of warranties

The site and checker are provided "as is" without warranties of any kind, express or implied, including accuracy, availability, or fitness for a particular purpose.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this site or its estimates.

Changes to these terms

We may update these terms from time to time. The "Last updated" date at the top of this page shows when they were last revised.

Contact us

Questions about these terms? Use the contact page.